A Quick Look At Medicare Coverage Choices

There are two main choices for how you get your Medicare coverage. These choices will be explained in more detail below.

Option 1
Original Medicare

This includes Part A and B.

Part A

Part A

Hospital Insurance

+

Part B

Part B

Medical Insurance

You Can Also Add:

Part D

Part D

Medicare Prescription
Drug Coverage

You Can Also Add:

Midigap

Medigap

Medicare Supplement Insurance
(Medigap policies help pay your out-of-pocket costs in Original Medicare.)

Option 2:
Medicare Advantage (Part C)

These plans are like HMOs or PPOs, and typically include
Part A, B, and D

Part A

Part A

Hospital Insurance

+

Part B

Part B

Medical Insurance

+

Part D

Part D

Medicare Prescription
Drug Coverage

(Most plans cover prescription drugs. If yours doesn’t, you may be able to join a seperate Part D plan.)